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January 4, 2022 How To Cultivate a Saving Habit In 2022

How To Cultivate a Saving Habit In 2022

In this New Year, everyone wants to make more money, grind harder, and live their best life.

It is all fun and sunshine until it is time to implement and put things in action to achieve your goal.

In this New Year, cultivate a saving culture; it doesn’t have to be elaborate. It might be a bit difficult in this economy, and the depreciation in naira value doesn’t help matters either. But the truth is, saving actively doesn’t just jump on you; one has to start somewhere small to achieve more. If you save a thousand naira per week, that’s 52000 naira in a year, small I know, but you saved that amount; your discipline made that happen.

Here are a few tips to help save actively this year:

 Budget

I know it sounds cliché, and maybe you are like ‘budgeting’ doesn’t work for me at all, I understand you, but perhaps you are not disciplined enough uhnn(table shattered). If you have an active income coming in every month, budgeting should be your best buddy; listing your needs in the order of priority will always save you stress. Now, I’m all about spending on yourself, satisfying your food cravings, living the baby girl/boy life (as you should dears). However, doing everything in excess can be detrimental to your bank account.

Do not indulge your cravings every time, and there is food in the house!!

Set saving goals

Setting goals will give you the suitable ‘ginger’ to save. If you are trying to save for a new phone or your passport or saving for an important examination, these goals can motivate you to save better. Why?

Well, because you have an expected end in mind.

Get apps that help you track your savings

There are a lot of fintech startups that help you save actively; apps like Cowrywise, Piggvest will help you on your journey to saving actively. It helps that these apps have a lot of flexible features to help you save.

 Have an accountability partner

Although, this is not necessarily very important.

Your accountability partner does not have to be your friend, or family member.

Your partner can be your tracking app or your account officer. When you feel like relaxing or losing your motivation, having someone to answer to will help you put things into perspective.

January 4, 2022 Expert Projects High Infection Rate As Nigerians Shun Protocols At Fun Spots

Expert Projects High Infection Rate As Nigerians Shun Protocols At Fun Spots

Medical experts have expressed fear and warned that Nigeria risks a further surge in COVID-19 cases following complete disrespect for safety protocols at crowded fun spots, including beaches, during the New Year celebrations.

Renowned virologists, lambasted state and federal governments for not enforcing safety rules and bringing violators to book.

The experts said this as the Federal Government said it distributed 400,000 COVID-19 test kits in the last one week as the rate of recovery from the virus dropped by 73.2 per cent.

On Sunday, beaches in Lagos including the ones at Oniru, Eleko and Elegushi were crowded with fun seekers not adhering to safety rules.

Also, contrary to the directive by the Presidential Steering Committee on COVID-19, which restricts gatherings at religious centres to 50 per cent, crossover services at most worship centres were full to capacity.

In Lagos, government officials were not around to enforce safety rules at crowded fun spots and worship centres despite the risk of transmitting COVID-19.

On Monday, a professor of Medical virology at the University of Maiduguri, Professor Marycelin Baba; a former Chairman of the Association of Public Health Physicians, Professor Tanimola Akande and an associate Professor of virology at the Osun State University, Dr. Waheed Sule warned Nigerians that uncontrolled gatherings at fun spots, beaches and non-adherence to public health measures would lead to a surge in cases and fuel community transmission.

The experts also predicted that more individuals would be infected with the Omicron variant due to the high transmissibility of the variant.

Speaking in an interview with Professor Baba, he stated that the omicron variant had the ability to spread faster than other variants.

She said, “One thing about the omicron is its ability to spread faster. This can only mean that more people will come down with the virus after the testing season. The sad thing is that most of them will not know this because they will refuse to get tested.

“The same set of Nigerians who refuse to follow public health protocols are the same Nigerians who will also refuse to get vaccinated. Nigerians need to see the need to adhere to these rules, from now, we will likely witness a huge surge in cases and most of those cases would be traced to the festive seasons especially when people start to travel back to their respective bases.

The former chairman, Association of Public health Physicians of Nigeria, Akande in a separate interview with Professor Baba. He said, “It does have an implication. We know that Omicron spreads faster than the other variants. The whole world has been wary of the holiday period because of a lot of travel and fun. The number of people that will come down with omicron will be so many.

“The best thing is to adhere to instructions. We should have been used to these instructions. Government needs to test people more because if they test people more, people who are infected will know but because we are not testing enough, people feel they do not have it hence they go around infecting others. That is the challenge.”

Also, an associate professor of virology, Osun State University, Dr Sule Waheed, said, “Disregarding the protocols has implications. The government can do little to stop people from gathering. It is very difficult for the government to enforce the protocols because Nigerians will never listen.

“We have been hearing news of enforcement but I am yet to see a case of enforcement or arrest. People should understand that if they cannot adhere to the measures then they should stay at home.”

On his part, a medical virologist at the Adeleke University, Ede, Osun State, Dr Kolawole Oladipo, said the neglect of COVID-19 protocols by Nigerians would lead to more surge.

Oladipo, in an interview on Monday said it was unfortunate that many Nigerians had neglected the non-pharmaceutical preventive measures.

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November 18, 2021 When You Feed Those That Are Richer Than You, God Deals With You – Reno Omokri

When You Feed Those That Are Richer Than You, God Deals With You – Reno Omokri

Reno Omokri has said that God deals with people who feed those that are richer than them.

He shared this thought in a post on his Instagram page this afternoon. He wrote;

'' Nothing wrong in giving money to people. But, don’t go into debt to show people how much you love them. Even worse is going into debt to try to belong to a clique that already knows who belongs and who doesn’t. Use your money to get wealthy, not to get attention!

When you feed the poor, God feels you. When you feed those that are richer than you, God deals with you. Your wisdom is profitable. To you. Your foolishness is also profitable. But to others. Not you. How can you give someone what your haven’t given your mother?

God does not reward nice people. He rewards wise people.''

 

When You Feed Those That Are Richer Than You God Deals With You

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October 18, 2021 Key Moments From Late Colin Powell’s Career

Key Moments From Late Colin Powell’s Career

Here's a look back at some key moments from the career of Colin Powell, the first Black US secretary of state, who has died from complications from Covid-19.

Nov. 1987-Jan. 1989 - National security adviser to President Ronald Reagan.

1989-1994 - Commander in chief of the Forces Command at Ft. McPherson, Georgia.

Oct. 1, 1989-Sept. 30, 1993 - Chairman of the Joint Chiefs of Staff.

Jan. 20, 2001- Is appointed and unanimously confirmed as secretary of state.

Jan. 26, 2001 - Is sworn in as the 65th secretary of state of the United States.

Feb. 5, 2003 - Powell addresses the United Nations Security Council to present the United States case against Iraq under UN Resolution 1441 regarding weapons of mass destruction.

Dec. 15, 2003 - Undergoes surgery for prostate cancer at Walter Reed Army Medical Center. He was diagnosed with the disease earlier in the year.

Nov. 15, 2004 - The White House announces President Bush has accepted Powell’s letter of resignation dated Nov. 12.
The letter states he will remain in office until his successor is confirmed.

Jan. 26, 2005 - Powell’s resignation becomes effective with the confirmation of Condoleezza Rice.

2005 - Joins the California venture capital firm of Kleiner, Perkins, Caufield & Byers as a “strategic limited partner.”

March 2006 - The National War College Foundation establishes the Colin Powell Chair for National Security, Leadership, Character and Ethics.

Summer 2007 - Begins to speak out against the Bush administration’s decision to go war against Iraq, the increase in troop strength in Iraq and the treatment of prisons at Guantanamo Bay.

Jan. 20, 2009 - Is one of the honorary co-chairs of President Barack Obama’s inauguration. Powell endorsed Obama during the 2008 presidential campaign.

Feb. 3, 2010 - Powell reverses his stance on gays and lesbians in the military; his opposition to homosexuals in the military helped lead to the original “Don’t Ask, Don’t Tell” policy of the 1990s.

2012 - Publishes a second memoir, “It Worked For Me: In Life and Leadership,” with Tony Koltz.

Oct. 7, 2018 - Powell, along with former secretaries of state Hillary Clinton and Madeleine Albright makes a cameo appearance on the CBS show “Madam Secretary.”

June 1, 2019 - Along with his wife Alma, Powell receives the Lincoln Medal, an award given by Ford’s Theatre Society. The society celebrates those who embody the legacy of President Abraham Lincoln.

Jan. 10, 2021 - Following the deadly insurrection at the US Capitol, Powell says he no longer considers himself a Republican.
Read more about Powell's career here.

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